:root{--navy:#103451;--teal:#11a99d;--pale:#e9fbfa;--ink:#243746;--muted:#607381;--line:#dce8ed;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f5f9fb;color:var(--ink);font-family:Arial,Helvetica,sans-serif;line-height:1.7}a{color:#087e83;text-decoration:none}a:hover{text-decoration:underline}.wrap{width:min(1180px,92%);margin:auto}.banner{display:block;width:600px;max-width:100%;height:200px;object-fit:contain;object-position:center;margin:0 auto;border-radius:0;box-shadow:0 8px 28px #14374a12}header{padding:24px 0 12px;background:#fff}.brandrow{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:18px}.brand{font-size:1.35rem;font-weight:800;color:var(--navy)}.brand span{color:var(--teal)}nav{display:flex;flex-wrap:wrap;gap:10px}nav a{padding:9px 14px;border-radius:9px;font-weight:700;color:var(--navy)}nav a:hover{background:var(--pale);text-decoration:none}main{padding:34px 0 56px}.hero,.panel,.article-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:0 8px 24px #12344a08}h1,h2,h3{line-height:1.25;color:var(--navy)}h1{font-size:clamp(2rem,4vw,3rem);margin:0 0 14px}h2{margin-top:30px;font-size:1.55rem}h3{font-size:1.15rem}.lead{font-size:1.1rem;color:var(--muted);max-width:800px}.searchbar{display:flex;gap:10px;margin:24px 0}.searchbar input{flex:1;min-width:0;padding:14px 16px;border:1px solid #c8d9e1;border-radius:10px;font:inherit}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--teal);color:white;padding:12px 18px;border-radius:10px;font-weight:800;border:0;cursor:pointer;transition:transform .2s,background .2s}.btn:hover{background:#087f7b;text-decoration:none;transform:translateY(-1px)}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:22px}.article-card{padding:20px;transition:transform .2s,box-shadow .2s}.article-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px #12344a12}.article-card h2{font-size:1.08rem;margin:0 0 10px}.article-card p{color:var(--muted);margin:0 0 14px;font-size:.95rem}.read{font-weight:800}.crumb{color:var(--muted);font-size:.92rem;margin-bottom:18px}.article-body{max-width:900px}.article-body p{margin:14px 0}.callout{padding:18px 20px;background:var(--pale);border-left:4px solid var(--teal);border-radius:8px;margin:22px 0}.faq{border-top:1px solid var(--line);padding:14px 0}.faq h3{margin-bottom:5px}footer{background:#102f46;color:#dbe9ef;padding:28px 0}footer p{margin:6px 0}footer a{color:#aaf4eb}.empty{display:none;padding:18px;color:var(--muted)}nav a.header-support{color:#fff;padding:9px 16px}nav a.header-support:hover{color:#fff;text-decoration:none}@media(max-width:850px){.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.brandrow{align-items:flex-start;flex-direction:column}}@media(max-width:560px){.grid{grid-template-columns:1fr}.hero,.panel{padding:21px}.searchbar{flex-direction:column}.banner{border-radius:0;width:600px;max-width:100%;height:200px}nav{align-items:center}nav a{padding:8px 10px}}